Credit Card Benefits
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May, 2023
Credit cards enable cashless purchases on credit.
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The issuer pays the merchant, and you repay the debt later.
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Credit cards have a predetermined borrowing limit.
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Use credit cards for online, in-store, or phone purchases.
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Statements show all transactions during the billing cycle.
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Interest is charged on unpaid balances if not paid in full.
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Some cards offer rewards like points, cashback, or miles.
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Make minimum payments to avoid fees and penalties.
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Proper card management builds a positive credit history.
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Timely payments benefit future financial endeavors.
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